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Introduction:

Financial literacy is the knowledge and understanding of various financial aspects, such as budgeting, saving, investing, and managing debt. In today’s digital age, financial technology (fintech) has revolutionized the way individuals manage their finances. Fintech encompasses a wide range of technologies, including mobile banking, online investing platforms, and digital wallets. This study aims to explore the relationship between financial literacy and the adoption of financial technology.

Chapter One: Introduction
1.1 Introduction
1.2 Background of study
1.3 Problem Statement
1.4 Objective of study
1.5 Limitation of study
1.6 Scope of study
1.7 Significance of study
1.8 Structure of the Thesis
1.9 Definition of terms

Chapter Two: Literature Review
2.1 Definition of financial literacy
2.2 Importance of financial literacy
2.3 Evolution of financial technology
2.4 Impact of fintech on financial literacy
2.5 Factors influencing financial literacy
2.6 Adoption of fintech among different demographics
2.7 Challenges of financial technology
2.8 Benefits of financial technology
2.9 Theoretical frameworks related to financial literacy and fintech
2.10 Previous studies on the relationship between financial literacy and fintech

Chapter Three: Research Methodology
3.1 Research design
3.2 Population and sample
3.3 Data collection methods
3.4 Data analysis techniques
3.5 Research instrument
3.6 Ethical considerations
3.7 Validity and reliability
3.8 Limitations of the study

Chapter Four: Discussion of Findings
4.1 Demographic characteristics of the sample
4.2 Levels of financial literacy among participants
4.3 Adoption of financial technology among participants
4.4 Correlation between financial literacy and fintech adoption
4.5 Factors influencing the relationship between financial literacy and fintech adoption
4.6 Implications for policy and practice
4.7 Recommendations for further research

Chapter Five: Conclusion and Summary
5.1 Summary of findings
5.2 Conclusion
5.3 Contributions of the study
5.4 Limitations and suggestions for future research

Thesis Overview:

The relationship between financial literacy and financial technology is becoming increasingly important in today’s rapidly evolving financial landscape. This thesis seeks to investigate how individuals’ level of financial literacy influences their adoption of financial technology. By conducting a thorough literature review, exploring theoretical frameworks, and analyzing empirical data, this study aims to provide insights into the factors shaping the relationship between financial literacy and financial technology. The findings of this research will have implications for policymakers, financial educators, and fintech developers as they seek to enhance individuals’ financial well-being in the digital age.

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