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**Introduction**

The banking sector plays a crucial role in promoting financial inclusion by providing access to financial services for individuals and businesses, especially those in rural and underserved areas. Over the years, various reforms have been implemented in the banking sector to improve efficiency, transparency, and accessibility of financial services. The impact of these reforms on financial inclusion is a topic of growing interest among researchers and policymakers.

This thesis aims to explore the impact of banking sector reforms on financial inclusion, focusing on how these reforms have helped to expand access to banking services for the underserved population. By analyzing the relationship between banking sector reforms and financial inclusion, this study seeks to provide insights that can inform future policies and initiatives aimed at promoting inclusive finance.

**Table of Contents**

**Chapter 1 – Introduction**
1.1 Introduction
1.2 Background of study
1.3 Problem Statement
1.4 Objective of study
1.5 Limitation of study
1.6 Scope of study
1.7 Significance of study
1.8 Structure of the Thesis
1.9 Definition of terms

**Chapter 2 – Literature Review**
2.1 Overview of financial inclusion
2.2 Banking sector reforms and financial inclusion
2.3 Impacts of banking sector reforms on financial inclusion
2.4 Models and theories of financial inclusion
2.5 Challenges of promoting financial inclusion
2.6 Success stories of financial inclusion initiatives
2.7 Regulatory frameworks for promoting financial inclusion
2.8 Technology and financial inclusion
2.9 Gender and financial inclusion
2.10 Global trends in financial inclusion

**Chapter 3 – Research Methodology**
3.1 Research design
3.2 Data collection methods
3.3 Sampling techniques
3.4 Data analysis tools
3.5 Research variables
3.6 Research participants
3.7 Ethical considerations
3.8 Limitations of the study

**Chapter 4 – Discussion of Findings**
4.1 Impact of banking sector reforms on financial inclusion
4.2 Role of technology in promoting financial inclusion
4.3 Regulatory challenges in enhancing financial inclusion
4.4 Gender disparities in access to financial services
4.5 Community-based approaches to financial inclusion
4.6 Lessons from successful financial inclusion initiatives
4.7 Policy recommendations for promoting financial inclusion
4.8 Future research directions

**Chapter 5 – Conclusion and Summary**
5.1 Summary of key findings
5.2 Implications for policy and practice
5.3 Contribution to existing literature
5.4 Recommendations for future research
5.5 Conclusion

This thesis seeks to contribute to the existing body of knowledge on financial inclusion and banking sector reforms by providing a comprehensive analysis of their interconnection. The findings of this study are expected to inform policymakers, financial institutions, and development practitioners on effective strategies for promoting financial inclusion through banking sector reforms.

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