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Introduction

Financial inclusion, defined as the access to and usage of financial services by individuals and businesses, has been recognized as a key driver for economic development and poverty reduction. Financial innovation, on the other hand, refers to the development and application of new financial products, services, technologies, and business models with the potential to impact the accessibility, affordability, and quality of financial services. The relationship between financial innovation and financial inclusion has been a subject of increasing interest and debate in the academic literature and policy circles.

This thesis aims to explore the effects of financial innovation on financial inclusion, with a particular focus on how innovative financial products and services can help overcome barriers to access and usage, particularly for underserved populations.

Chapter 1: Introduction
1.1 Introduction
1.2 Background of study
1.3 Problem Statement
1.4 Objective of study
1.5 Limitation of study
1.6 Scope of study
1.7 Significance of study
1.8 Structure of the Thesis
1.9 Definition of terms

Chapter 2: Literature Review
2.1 Overview of Financial Inclusion
2.2 Concept of Financial Innovation
2.3 Theoretical Framework
2.4 Empirical Studies on Financial Innovation and Financial Inclusion
2.5 Factors Influencing Financial Inclusion
2.6 Role of Technology in Promoting Financial Inclusion
2.7 Regulatory Environment and Financial Inclusion
2.8 Challenges in Achieving Financial Inclusion
2.9 Success Stories in Financial Inclusion
2.10 Gaps in the Literature

Chapter 3: Research Methodology
3.1 Research Design
3.2 Data Collection Methods
3.3 Sampling Techniques
3.4 Data Analysis
3.5 Variables and Measurements
3.6 Research Hypotheses
3.7 Ethical Considerations
3.8 Limitations of the Methodology

Chapter 4: Discussion of Findings
4.1 Descriptive Statistics
4.2 Hypothesis Testing
4.3 Interpretation of Results
4.4 Implications for Theory and Practice
4.5 Comparison with Previous Studies
4.6 Recommendations for Future Research

Chapter 5: Conclusion and Summary
5.1 Summary of Findings
5.2 Contribution to Knowledge
5.3 Policy Implications
5.4 Conclusion
5.5 Suggestions for Further Research

In conclusion, this thesis aims to provide a comprehensive analysis of the effects of financial innovation on financial inclusion, drawing on the existing literature and empirical evidence. By examining the relationship between these two concepts, the study seeks to contribute to the ongoing debate on how innovative financial products and services can help promote greater financial inclusion and ultimately support sustainable economic growth and development.

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