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Introduction

Financial stress has long been identified as a significant factor impacting individuals’ cognitive function and decision-making processes. The pressure of managing financial obligations can lead to increased levels of stress, anxiety, and mental fatigue, which can in turn impair cognitive abilities and hinder rational decision-making. Despite the growing body of research on the impact of financial stress on mental health, relatively little attention has been paid to its effects on cognitive function and decision-making. This thesis aims to fill this gap in the literature by examining the relationship between financial stress and cognitive performance, as well as exploring the mechanisms through which financial stress influences decision-making processes.

Chapter 1: Introduction
1.1 Introduction
1.2 Background of study
1.3 Problem Statement
1.4 Objective of study
1.5 Limitation of study
1.6 Scope of study
1.7 Significance of study
1.8 Structure of the Thesis
1.9 Definition of terms

Chapter 2: Literature Review
2.1 Theoretical framework
2.2 Definition of financial stress
2.3 Cognitive function and decision-making
2.4 Impact of financial stress on cognitive function
2.5 Factors influencing the relationship between financial stress and cognitive function
2.6 Empirical studies on financial stress and cognitive function
2.7 Cognitive biases and decision-making under financial stress
2.8 Strategies for coping with financial stress
2.9 Implications for policy and practice
2.10 Gaps in the literature

Chapter 3: Research Methodology
3.1 Research design
3.2 Sampling and data collection
3.3 Measurement of financial stress
3.4 Measurement of cognitive function
3.5 Measurement of decision-making
3.6 Data analysis techniques
3.7 Ethical considerations
3.8 Research limitations
3.9 Validity and reliability
3.10 Research implications

Chapter 4: Discussion of Findings
4.1 Descriptive statistics
4.2 Relationship between financial stress and cognitive function
4.3 Mediating factors influencing cognitive function under financial stress
4.4 Effects of financial stress on decision-making processes
4.5 Implications for individuals and organizations
4.6 Comparison with existing literature
4.7 Recommendations for future research
4.8 Practical implications
4.9 Limitations of the study
4.10 Conclusions

Chapter 5: Conclusion and Summary
5.1 Summary of key findings
5.2 Contributions to the literature
5.3 Practical implications
5.4 Recommendations for policy and practice
5.5 Directions for future research

Thesis Overview on Impact of Financial Stress on Cognitive Function and Decision-Making

Financial stress is a pervasive issue that affects millions of individuals worldwide, with significant implications for mental health and well-being. The pressure of managing financial obligations can lead to increased levels of stress, anxiety, and mental fatigue, which in turn can impair cognitive function and hinder rational decision-making processes. Despite the growing body of research on the impact of financial stress on mental health, relatively little attention has been paid to its effects on cognitive function and decision-making.

This thesis aims to fill this gap in the literature by examining the relationship between financial stress and cognitive performance, as well as exploring the mechanisms through which financial stress influences decision-making processes. The study will utilize a mixed-methods approach, combining quantitative surveys with qualitative interviews to provide a comprehensive understanding of the impact of financial stress on cognitive function and decision-making.

The literature review will provide a theoretical framework for understanding the relationship between financial stress, cognitive function, and decision-making. It will examine existing research on the topic, identifying key findings and gaps in the literature. The research methodology will outline the study design, sampling methods, data collection procedures, and data analysis techniques employed in the study.

The discussion of findings will present the results of the study, including descriptive statistics, relationships between financial stress and cognitive function, mediating factors influencing cognitive function under financial stress, effects of financial stress on decision-making processes, and implications for individuals and organizations. The conclusion and summary will highlight the key findings of the study, contributions to the literature, practical implications, recommendations for policy and practice, and directions for future research.

By shedding light on the impact of financial stress on cognitive function and decision-making, this thesis aims to inform policymakers, practitioners, and individuals about the importance of addressing financial stress as a critical factor influencing mental health and well-being. It is hoped that the findings of this study will contribute to the development of interventions and strategies to support individuals in managing financial stress and improving cognitive function and decision-making processes.

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