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Introduction:

Financial inclusion is a key enabler of sustainable development and poverty reduction, providing individuals and communities with access to a range of financial services that can empower them to improve their livelihoods and participate more fully in the economy. Agent banking networks, which leverage technology and informal agents to deliver financial services to underserved populations, have emerged as a promising tool for expanding financial inclusion in developing countries.

This thesis explores the role of agent banking networks in promoting financial inclusion, with a focus on their impact on access to financial services, usage rates, and financial behavior among low-income individuals and communities. By examining the opportunities and challenges associated with agent banking networks, this study aims to provide insights that can inform policy and practice in the field of financial inclusion.

Chapter One: Introduction
1.1 Introduction
1.2 Background of study
1.3 Problem Statement
1.4 Objective of the study
1.5 Limitation of the study
1.6 Scope of the study
1.7 Significance of the study
1.8 Structure of the Thesis
1.9 Definition of terms

Chapter Two: Literature Review
2.1 Financial inclusion and its importance
2.2 Agent banking networks: Definition and characteristics
2.3 The role of agent banking networks in promoting financial inclusion
2.4 Opportunities and challenges of agent banking networks
2.5 Impact of agent banking networks on access to financial services
2.6 Usage rates of agent banking services
2.7 Financial behavior and decision-making among individuals using agent banking networks
2.8 Policy and regulatory considerations for agent banking networks
2.9 Case studies of successful agent banking networks
2.10 Gaps in the existing literature and research questions

Chapter Three: Research Methodology
3.1 Research design
3.2 Sampling and data collection
3.3 Data analysis methods
3.4 Ethical considerations
3.5 Research limitations
3.6 Validity and reliability of research findings
3.7 Assumptions and theoretical framework
3.8 Data interpretation and presentation

Chapter Four: Discussion of Findings
4.1 Overview of research findings
4.2 Access to financial services through agent banking networks
4.3 Usage rates and financial behavior of individuals using agent banking networks
4.4 Opportunities and challenges of agent banking networks
4.5 Policy implications and recommendations
4.6 Comparison of findings with existing literature
4.7 Future research directions
4.8 Implications for practice

Chapter Five: Conclusion and Summary
5.1 Summary of research findings
5.2 Conclusions drawn from the study
5.3 Contributions to the field of financial inclusion
5.4 Recommendations for policymakers and practitioners
5.5 Limitations of the study and areas for further research

Thesis Overview:

Financial inclusion through agent banking networks has gained significant attention in recent years as a means of expanding access to financial services for underserved populations. Agent banking networks leverage technology and informal agents to provide a range of financial services, including deposits, withdrawals, transfers, and payments, to individuals who may not have access to traditional banking services.

This thesis investigates the role of agent banking networks in promoting financial inclusion, with a focus on their impact on access to financial services, usage rates, and financial behavior among low-income individuals and communities. By conducting a comprehensive literature review and empirical analysis, this study aims to contribute to the understanding of the opportunities and challenges associated with agent banking networks and provide insights that can inform policy and practice in the field of financial inclusion.

Through a systematic examination of the existing literature, as well as primary data collected through surveys and interviews with stakeholders in the financial inclusion sector, this thesis seeks to shed light on the key factors influencing the success of agent banking networks and identify opportunities for further research and policy development in this area. By exploring the implications of agent banking networks for financial inclusion and poverty reduction, this study aims to contribute to the ongoing efforts to promote inclusive and sustainable development in developing countries.

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