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Chapter 1: Introduction
1.1 Introduction
1.2 Background of study
1.3 Problem Statement
1.4 Objective of study
1.5 Limitation of study
1.6 Scope of study
1.7 Significance of study
1.8 Structure of the Thesis
1.9 Definition of terms

Chapter 2: Literature Review
2.1 Overview of credit rationing
2.2 Small business lending practices
2.3 Factors influencing credit rationing
2.4 Impact of credit rationing on small businesses
2.5 Government interventions in small business lending
2.6 Theoretical frameworks on credit rationing
2.7 Empirical studies on credit rationing
2.8 International perspectives on credit rationing
2.9 Credit scoring models in small business lending
2.10 Emerging trends in small business lending

Chapter 3: Research Methodology
3.1 Research design
3.2 Data collection methods
3.3 Sample selection
3.4 Data analysis techniques
3.5 Instrumentation
3.6 Reliability and validity
3.7 Ethical considerations
3.8 Limitations of the methodology

Chapter 4: Discussion of Findings
4.1 Overview of findings
4.2 Analysis of data
4.3 Comparison with existing literature
4.4 Implications for small business lending practices
4.5 Recommendations for policymakers
4.6 Future research directions

Chapter 5: Conclusion and Summary
5.1 Summary of key findings
5.2 Contributions to the field
5.3 Practical implications
5.4 Conclusion
5.5 Suggestions for future research

Thesis Overview

Credit rationing in small business lending is a critical issue that has significant implications for the growth and sustainability of small businesses. This thesis aims to explore the phenomenon of credit rationing in small business lending, examining the factors influencing credit rationing, its impact on small businesses, and the effectiveness of government interventions in alleviating credit constraints.

Chapter 1 provides an introduction to the study, outlining the background, problem statement, objectives, limitations, scope, significance, structure of the thesis, and key definitions. Chapter 2 offers a comprehensive review of the existing literature on credit rationing, small business lending practices, factors influencing credit rationing, theoretical frameworks, empirical studies, international perspectives, and emerging trends.

Chapter 3 details the research methodology, including the research design, data collection methods, sample selection, data analysis techniques, instrumentation, reliability and validity, ethical considerations, and limitations. Chapter 4 presents the discussion of findings, analyzing the data, comparing with existing literature, examining implications for small business lending practices, offering recommendations for policymakers, and suggesting future research directions.

Chapter 5 concludes the thesis, summarizing key findings, discussing contributions to the field, highlighting practical implications, offering conclusions, and providing suggestions for future research. Overall, this thesis contributes to the understanding of credit rationing in small business lending and offers valuable insights for policymakers, lenders, and small business owners.

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