Biometric authentication in mobile banking – Complete Phd and Masters Thesis

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Introduction

In recent years, mobile banking has become increasingly popular among consumers due to its convenience and accessibility. With the advancement of technology, biometric authentication has emerged as a secure and efficient way to verify the identity of users in mobile banking applications. Biometric authentication utilizes unique biological characteristics, such as fingerprints, facial recognition, and iris scans, to authenticate users and prevent unauthorized access to sensitive financial information.

This thesis aims to explore the use of biometric authentication in mobile banking, focusing on the benefits, challenges, and implications for both users and financial institutions. By examining the current state of biometric technology and its application in the banking industry, this research seeks to provide insights into how biometric authentication can enhance security and user experience in mobile banking.

Table of Contents

Chapter 1: Introduction
1.1 Introduction
1.2 Background of study
1.3 Problem Statement
1.4 Objective of study
1.5 Limitation of study
1.6 Scope of study
1.7 Significance of study
1.8 Structure of the Thesis
1.9 Definition of Terms

Chapter 2: Literature Review
2.1 Evolution of Mobile Banking
2.2 Biometric Authentication Technologies
2.3 Benefits of Biometric Authentication in Mobile Banking
2.4 Challenges of Implementing Biometric Authentication
2.5 User Acceptance of Biometric Authentication
2.6 Regulatory Environment
2.7 Security and Privacy Concerns
2.8 Case Studies in Biometric Authentication
2.9 Future Trends in Biometric Technology
2.10 Summary of Literature Review

Chapter 3: Research Methodology
3.1 Research Design
3.2 Data Collection Methods
3.3 Sampling Strategy
3.4 Data Analysis Techniques
3.5 Ethical Considerations
3.6 Research Limitations
3.7 Validity and Reliability
3.8 Research Findings

Chapter 4: Discussion of Findings
4.1 Analysis of Research Findings
4.2 Comparison with Existing Literature
4.3 Implications for Mobile Banking Industry
4.4 Recommendations for Financial Institutions
4.5 Future Research Directions

Chapter 5: Conclusion and Summary
5.1 Summary of Findings
5.2 Conclusion
5.3 Contributions to Knowledge
5.4 Practical Implications
5.5 Recommendations for Further Research
5.6 Conclusion

Thesis Overview

Biometric authentication has become increasingly prevalent in mobile banking as a means of enhancing security and user experience. This thesis explores the use of biometric technology in mobile banking applications, focusing on the benefits, challenges, and implications for both users and financial institutions.

Chapter 1 provides an introduction to the research topic, outlining the background, problem statement, objectives, limitations, scope, significance, and structure of the thesis. Chapter 2 conducts a comprehensive literature review on the evolution of mobile banking, biometric authentication technologies, benefits, challenges, user acceptance, regulatory environment, security and privacy concerns, case studies, and future trends.

Chapter 3 discusses the research methodology, including research design, data collection methods, sampling strategy, data analysis techniques, ethical considerations, limitations, and validation of findings. Chapter 4 presents a detailed discussion of the research findings, analyzing the implications, comparing with existing literature, providing recommendations, and suggesting future research directions.

Finally, Chapter 5 concludes the thesis by summarizing the findings, drawing conclusions, highlighting contributions to knowledge, outlining practical implications, recommending further research, and providing a concise summary of the entire project on Biometric authentication in mobile banking.

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