Introduction

Financial literacy is a crucial component in making informed investment decisions, especially for small-scale entrepreneurs who often operate in a challenging and dynamic business environment. The ability of entrepreneurs to understand financial concepts, analyze financial information, and make sound investment decisions can greatly impact the success and sustainability of their businesses. However, research on the relationship between financial literacy and investment decisions among small-scale entrepreneurs is limited, particularly in the context of developing countries.

This study seeks to fill this research gap by investigating the effect of financial literacy on investment decisions among small-scale entrepreneurs. The study aims to explore how financial literacy levels influence the investment decisions of small-scale entrepreneurs, and to identify the factors that contribute to variations in financial literacy levels among this group. By understanding the relationship between financial literacy and investment decisions, policymakers, educators, and entrepreneurs themselves can develop strategies to enhance financial literacy and improve investment outcomes.

Chapter 1: Introduction
1.1 Introduction
1.2 Background of study
1.3 Problem Statement
1.4 Objective of study
1.5 Limitation of study
1.6 Scope of study
1.7 Significance of study
1.8 Structure of the Thesis
1.9 Definition of terms

Chapter 2: Literature Review
2.1 The concept of financial literacy
2.2 Financial literacy levels among small-scale entrepreneurs
2.3 Impact of financial literacy on investment decisions
2.4 Factors influencing financial literacy levels
2.5 Financial education programs for small-scale entrepreneurs
2.6 Theoretical frameworks on financial literacy and investment decisions
2.7 Empirical studies on financial literacy and investment decisions
2.8 Critique of existing literature
2.9 Conceptual framework
2.10 Research gaps

Chapter 3: Research Methodology
3.1 Research design
3.2 Sampling techniques
3.3 Data collection methods
3.4 Data analysis techniques
3.5 Ethical considerations
3.6 Research limitations
3.7 Validity and reliability
3.8 Pilot study
3.9 Research timeline

Chapter 4: Discussion of Findings
4.1 Descriptive statistics
4.2 Financial literacy levels among small-scale entrepreneurs
4.3 Investment decisions of small-scale entrepreneurs
4.4 Relationship between financial literacy and investment decisions
4.5 Factors influencing financial literacy levels
4.6 Implications for policy and practice
4.7 Recommendations for future research
4.8 Conclusion

Chapter 5: Conclusion and Summary
5.1 Summary of findings
5.2 Conclusion
5.3 Contributions to the field
5.4 Practical implications
5.5 Recommendations
5.6 Areas for future research

Thesis Overview

The effect of financial literacy on investment decisions among small-scale entrepreneurs is a critical area of study that has the potential to impact the success and sustainability of small businesses. This thesis aims to investigate the relationship between financial literacy levels and investment decisions among small-scale entrepreneurs, with a focus on understanding how financial literacy influences investment behaviors and outcomes.

Chapter 1 provides an introduction to the study, including the background, problem statement, objectives, scope, significance, and structure of the thesis. Chapter 2 presents a comprehensive review of the literature on financial literacy, investment decisions, and the factors that influence financial literacy levels among small-scale entrepreneurs. Chapter 3 outlines the research methodology, including the research design, sampling techniques, data collection methods, and data analysis techniques.

Chapter 4 discusses the findings of the study, including descriptive statistics, financial literacy levels, investment decisions, the relationship between financial literacy and investment decisions, and factors influencing financial literacy levels. Chapter 5 presents the conclusion and summary of the thesis, highlighting the key findings, contributions to the field, practical implications, recommendations for future research, and areas for further exploration.

Overall, this thesis aims to contribute to the existing literature on financial literacy and investment decisions among small-scale entrepreneurs, providing valuable insights for policymakers, educators, and entrepreneurs themselves to enhance financial literacy and improve investment outcomes in the small business sector.