Financial inclusion through digital wallets – Complete Phd and Masters Thesis

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Introduction

Financial inclusion has become an important agenda for policy makers and financial institutions around the world. With the advancement of technology, digital wallets have emerged as a key tool in promoting financial inclusion by providing access to financial services to those who are unbanked or underbanked. This thesis aims to explore the role of digital wallets in enhancing financial inclusion and the impact they have on individuals and economies.

1.1 Introduction
1.2 Background of study
1.3 Problem Statement
1.4 Objective of study
1.5 Limitation of study
1.6 Scope of study
1.7 Significance of study
1.8 Structure of the Thesis
1.9 Definition of terms

Chapter Two: Literature Review
2.1 Definition and Concept of Financial Inclusion
2.2 Evolution of Digital Wallets
2.3 Role of Digital Wallets in Financial Inclusion
2.4 Benefits of Digital Wallets
2.5 Challenges of Digital Wallets
2.6 Adoption of Digital Wallets
2.7 Impact of Digital Wallets on Financial Inclusion
2.8 Regulations and Policies
2.9 Global Trends in Digital Wallets
2.10 Case Studies

Chapter Three: Research Methodology
3.1 Research Design
3.2 Data Collection Methods
3.3 Sampling Technique
3.4 Data Analysis
3.5 Ethical Considerations
3.6 Research Limitations
3.7 Research Validity and Reliability
3.8 Research Framework

Chapter Four: Discussion of Findings
4.1 Overview of the Findings
4.2 Analysis of Data
4.3 Comparison of Results with Literature
4.4 Recommendations
4.5 Implications for Policy Makers
4.6 Future Research Directions

Chapter Five: Conclusion
5.1 Summary of Findings
5.2 Conclusion
5.3 Contributions to Knowledge
5.4 Practical Implications
5.5 Suggestions for Future Research

Thesis Overview:

Financial inclusion has been a growing concern in the global economy as millions of people remain unbanked or underbanked, lacking access to basic financial services. Digital wallets have emerged as a promising solution to bridge the gap and provide financial services to the unbanked population. This thesis aims to explore the role of digital wallets in promoting financial inclusion, examining their impact on individuals and economies. By conducting a comprehensive literature review, analyzing data, and discussing findings, this thesis will provide valuable insights into the potential of digital wallets in advancing financial inclusion. Recommendations for policymakers and future research directions will also be discussed in the conclusion.

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